Rental of safety deposit box
Safety Deposit Boxes are a wonderful service, which every bank offers now and there are many moments when you need to use a cell. Although most people tend not to keep cash around these days, as they prefer to manage their finances online and shop with credit cards instead (Visit www.thebadcreditsite.co.uk/credit-cards/ for more info), safety deposit boxes can however, prove invaluable if you want to hide important documents, heirlooms or a large sum of cash in a safe place.
Why rent safe deposit boxes in a bank?
A Safety Deposit Box at the bank is indispensable in the case of short-term storage of important papers, documents and valuables. Most often depositors leave cash, jewelry, documents, securities, state awards and electronic media of important information. Short-term storage in the safe deposit box is most convenient to the people who go on vacation, leave on for a while out of town or move from one residence to another. In this case, it is necessary to rent a cell required size and put back all the most valuable. After that, you cannot worry about the safety of its contents, because the protection of the bank is much more serious than in an apartment or your own home. Is very important to understand the advantage of the safe deposit box at the time of transactions for the purchase - sale of real estate, if the procedure requires registration of property rights. Using bank safe deposit box in this case is the best option.
Safety Deposit Box serves as a kind of guarantor in the commission of any real estate transactions. In this case, the seller and the buyer draw up mutual access to it. According to this, the money that is in the cell will not be able to get one at a time neither the seller nor the buyer. The seller receives free access to the stored cell money only after the presentation of a bank clerk documents confirming the sale of the apartment.
What you need to know when renting a safe deposit box. First of all, going to rent a safe deposit box at the bank, you should know that their size is different. The fee for renting a cell depends on this factor. Larger the cell, the higher its rents will be.
Important point that you should know is that the bank will not take any responsibility for its content. He is only responsible for the safety and security of the safe and its castles. It's all the details prescribed in the contract for the rental of the cell. But do not worry, when you leave something in the safe deposit box. The rooms where they are located have very high degree of protection and limited access. They are equipped with video cameras and have a constant round the clock security. Premises with bank cells undergo compulsory pre-certified and have a very limited list of persons who may enter into them. Open cell can only be one person who took her rent.
Anyone can rent a safe deposit box at the bank presenting a passport. The cost of renting a cell depends on several factors. It has an impact on the size, length of rental and the place where the bank is located. If you wish, rent a similar cell, you must pay attention to the reputation of the bank. However, renting a cell will not protect you from headache and other all ills. Sometimes good safe at home can be more reliable means of protection than the bank security.
While bankers claim that their client is always fully protected, the theft of bank cells, however, sometimes happens. It is impossible to insure the contents of the cell - the insurance companies do not offer this kind of insurance. The main subtlety lies in the fact that the registration policy for the bank must comply with the requirements of the insurance company to disclose information about the system of protection of premises and employees that the bank is generally not acceptable.
Yet you can get a contract with the bank safekeeping of valuables in a safe deposit box. The difference between renting a cell and thereby keeping is that in the second case, the client makes a full inventory of the property, which will be located in a bank vault.